BinaryIF

The Deterministic
Proof Layer for AI.

We replace probabilistic trust with cryptographic proof for every autonomous decision.

Making AI Agents Insurable.

FOCUSAI Infrastructure
THE PROBLEM

Agents are moving money,
but LLMs are probabilistic.

We are crossing the threshold from "Chat" to "Action". AI agents are now authorized to execute trades and move capital.

The Gap: You cannot "prompt engineer" your way to OFAC compliance. Probabilistic models cannot guarantee the deterministic safety required by regulators.

THE RISK
Hallucinated Authorization
THE CONSEQUENCE
Uninsurable Liability
AGENT_ID: 0x7f...3aACTIVE
ACTIONSWIFT_TRANSFER
AMOUNT$4,500,000.00
DESTKYC_VERIFIED_09
WHO AUTHORIZED THIS?
WHY NOW

The "Black Box" Era is Over.
Insurers demand proof.

Regulatory Pressure

EU AI Act and US Executive Orders now require "explicability" and "traceability" for high-risk AI systems in finance.

The Liability Gap

Banks cannot deploy autonomous agents without liability insurance. Insurers cannot underwrite agents without deterministic proof of controls.

THE INSIGHT
"You don't solve hallucination by improving AI — you solve it by removing AI from the authorization path."
SEPARATION OF CONCERNS
THE ARCHITECTURE

Probabilistic Intent vs. Deterministic Control

THE AGENT (BRAIN)
Neural Network
Probabilistic (99.9%)
Subject to Hallucination

"I think this transaction is safe."

BINARYIF (GUARD)
Logic Gate
Deterministic (100%)
Cryptographically Enforced

"Policy #8291 verified. Proof generated."

THE SOLUTION

Cryptographic Proof as a Service.

  • 1

    Deterministic Policy Engine

    Hard-coded logic gates that sit outside the LLM context window.

  • 2

    Cryptographic Artifacts

    Every decision generates a signed JSON proof (The 'Permit').

  • 3

    Immutable Audit Log

    A tamper-proof chain of custody for every autonomous action.

ARTIFACT_PREVIEW
BinaryIF Permit Artifact JSON
THE WEDGE

Starting with OFAC Compliance.

STEP 01

Integrate

Fintechs add BinaryIF SDK to their agent's tool definition.

STEP 02

Intercept

We intercept every 'send_money' tool call before execution.

STEP 03

Verify

We check the destination wallet against real-time OFAC sanctions lists.

THE MARKET

Verifiable Authorization Compliance.

$5-7B
by 2030

A new category at the intersection of IAM ($43B, Projected 2030) and RegTech ($71B, Projected 2030).

This is the compliance-grade subset — the first market where proof is mandatory, not optional.

Unlocks the AI Liability Insurance market.

Segment
Size (2030)
Our Position
Financial Services
$2.5B
Primary beachhead
Healthcare
$1.5B
Year 2 expansion
Defense / Gov
$1.2B
Long-term target
Supply Chain
$0.8B
Opportunistic
STRATEGY

Authorization is solved. Proof is not.
BinaryIF solves proof.

Adjacent Categories

IAM / Authorization

Okta, Auth0

Why they stop short: Decisions are asserted and logged, not emitted as portable proof artifacts.

Policy Engines

OPA, Zanzibar

Why they stop short: Explanations and traces ≠ cryptographic proof of decision correctness.

SIEM / Audit

Splunk, Datadog

Why they stop short: Logs are evidence after the fact, not decision proofs replayable years later.

BinaryIF

DIRECT COMPETITORS
None identified publicly
UNIQUE POSITION

Proof of authorization.

  • Cryptographically signed decision artifacts
  • Policy + evidence commitments
  • Replayable, independently verifiable
OUR MOAT
Integration Tax

Embedded in LangChain/AutoGPT layers.

Proof Standard

Defining the JSON schema for insurers.

Network Effects

Agents demand proof from counterparties.

Policy Library

Proprietary, pre-verified logic gates.

USE CASES

Where BinaryIF sits.

We sit inline at the moment of irreversible action, producing cryptographic proof that the action was correctly allowed or withheld.

User
Okta (Identity)
Ledger
BinaryIF
PROOF
Transfer Executed
Blocked

What's Being Proven

  • OFAC Sanctions Check
  • Daily Limit Enforcement
  • Dual-Approval Signature

Why It Matters

  • Regulatory Fines (AML/KYC)
  • Irreversible Transactions
BUSINESS MODEL

Usage-based pricing for the agent economy.

DEVELOPER
Free

Up to 1,000 proofs / mo

  • • Standard Policies
  • • 7-day retention
  • • Community Support
PRO
$0.02

per proof generated

  • • Custom Policies
  • • 1-year retention
  • • Slack Support
  • Insurance Artifacts
ENTERPRISE
Custom

Volume discounts

  • • On-premise deployment
  • • 7-year retention
  • • Dedicated Solutions Eng
THE TEAM

Built by experts in
Cryptography & Fintech.

JD

Jane Doe

CEO & CO-FOUNDER

Ex-Coinbase Product Lead. Scaled identity systems to 50M+ users.

JS

John Smith

CTO & CO-FOUNDER

Ex-Palantir Forward Deployed Engineer. Specialist in zero-knowledge proofs.

AL

Ada Lovelace

HEAD OF RESEARCH

PhD in Formal Verification from MIT. Author of "Deterministic AI Control".

THE ASK

$5,000,000

Seed Round. To become the standard for agentic authorization.

Engineering ($2.5M)

Scale decentralized proof network. Hire 5 senior protocol engineers.

Policy Library ($1.25M)

Expand to 50+ global compliance policies (GDPR, HIPAA, Basel III).

GTM ($1.25M)

Establish US & EU sales presence. Secure 20 enterprise pilots.

KEY RISKS & MITIGATIONS
Risk 1
Adoption Friction

We are building plugins for LangChain and AutoGPT to make integration a single line of code.

Risk 2
Competitor Response

Incumbents like Okta are focused on human identity. We are 100% focused on machine-to-machine authorization.

Risk 3
Regulatory Uncertainty

We are not waiting for regulation. We are selling 'Compliance Insurance' which is a hair-on-fire problem today.

POSITIONING CLARIFICATION

What BinaryIF Is Not.

Not Another LLM Firewall

We don't just filter prompts. We enforce logic on the *actions* agents take.

Not a KYC Provider

We don't verify humans. We verify that an agent's transaction complies with policy.

Not a Crypto Wallet

We are chain-agnostic and rail-agnostic. We secure the *decision*, not just the asset.

Not "Human in the Loop"

Our goal is to remove the human from the loop safely, not keep them there.

BinaryIF

The future of AI is autonomous.
Autonomy requires insurable proof.

We are building the immutable trust layer that allows banks, insurers, and regulators to say "Yes" to AI agents.

INVEST IN CERTAINTY
© 2026 BinaryIF Inc. | Confidential